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Services

Enable FinTech

Innovating Finance with Tech

Fintech development

Technology that harmonizes the money lifecycle

Our technology powers the global economy across the full money cycle:

Money at Rest

Storing and securing money

  • Checkmark Core banking systems
  • Checkmark Digital wallets
  • Checkmark Data and record systems
  • Checkmark Compliance and KYC platforms
  • Checkmark Custody solutions
Money in Motion

Transferring and transacting money

  • Checkmark Payment gateways
  • Checkmark Remittance platforms
  • Checkmark Payment orchestration systems
  • Checkmark Digital onboarding solutions
  • Checkmark Blockchain and tokenization engines
Money at Work

Investing and growing money

  • Checkmark Lending platforms
  • Checkmark Investment management tools
  • Checkmark Trading systems
  • Checkmark Treasury management software
  • Checkmark Embedded finance solutions
NSW dept of education Baresop OPark
CABN Canopy NuaMedia
Chrome Temple Coviu Ownable
Crypto Toast EdFin ParKiwi
EV Human ING Smarter City Solutions
Transport for NSW Luvo100 Serco
Luvo testing Myrrha Telstra
Unicef Wheelchair Book & Ride UniSN

Our track record

100%
compliance with Global FinTech regulations
100+
white labelled execution across the world
30%
time reduction by doing revisions on wireframes
40%
cost reduction by utilising global talent

Our FinTech Solutions

  • Checkmark Core banking platforms
  • Checkmark Digital KYC and onboarding systems
  • Checkmark Real-time payment gateways
  • Checkmark Compliance and monitoring tools
  • Checkmark Banking APIs
  • Checkmark Trust management systems
  • Checkmark Taxation management modules
  • Checkmark Capital raise and EOI management

  • Checkmark Insurance claims processing systems
  • Checkmark Underwriting automation tools
  • Checkmark Policy administration portals
  • Checkmark Fraud detection engines
  • Checkmark In-app insurance modules

  • Checkmark Mobile wallet applications
  • Checkmark Merchant settlement system
  • Checkmark QR-based payment solutions
  • Checkmark Cross-border payment platforms
  • Checkmark Payment processing plug-ins

  • Checkmark Trade execution platforms
  • Checkmark Market data analytics tools
  • Checkmark Post-trade settlement systems
  • Checkmark Risk and compliance dashboards
  • Checkmark Distributed ledger systems
  • Checkmark Tokenization solutions

  • Checkmark Loan origination systems
  • Checkmark Credit and risk assessment engines
  • Checkmark Collections management software
  • Checkmark P2P lending platforms
  • Checkmark Embedded lending APIs
  • Checkmark BNPL infrastructure

  • Checkmark Portfolio and wealth management software
  • Checkmark Robo-advisory platforms
  • Checkmark Client reporting dashboards
  • Checkmark KYC and AML integration for investment accounts
  • Checkmark Private equity and market management platforms

  • Checkmark Compliance management tools
  • Checkmark AML screening systems
  • Checkmark Regulatory reporting dashboards
  • Checkmark Document verification modules
  • Checkmark Audit management frameworks

  • Checkmark Embedded payment APIs
  • Checkmark Embedded credit and lending solutions
  • Checkmark Embedded insurance modules
  • Checkmark Banking-as-a-Service platforms
  • Checkmark API integration and orchestration systems

Our process

A proven 6-step D.E.S.I.G.N Framework to develop a product that just works.

Discover

Discover

Initial conversation to understand your business problem and required services.

Explore

Explore

Conduct a few days of workshops to define the business vision and product vision.

Structure

Structure

Hold several weeks of interactive sessions to define the product, solution, and project plan.

Implement

Implement

Run 4-week iterations of feature development with real-time collaboration and regular updates.

Go Live

Go Live

Launch the first version and continuously deliver new features using real-world feedback.

Nurture

Nurture

Set up fully agile enhancement and support to match your business’s pace.

Why choose us?

Image 1

We ensure 100% compliance with global FinTech regulations and standards.

Image 2

We bring deep expertise in capital markets and wealth management solutions.

Image 3

We build enterprise-grade, encrypted, role-based, and cloud-ready systems.

Image 4

We cut implementation time by 30% by doing revisions at the wireframe stage.

Our Portfolio

Advancing the way the world pays, banks and invests

Product Dev

Crypto Toast

Crypto Toast is an automated trading bot that connects TradingView with Binance, enabling users to execute BTC and ETH trades using USDC and USDT through custom plug-and-play algorithms. The platform provides secure, scalable, and flexible trading automation for crypto enthusiasts.Here’s what we achieved with Crypto Toast:

  • Built and launched the trading bot within 3 weeks
  • Enabled multi-algorithm trading across multiple cryptocurrencies
  • Integrated TradingView with Binance for automated execution
  • Implemented NFT-based access control for limited users
  • Scaled the system for multi-trade and advanced trading workflows
crypto
Product Dev

Irish Oracle

Irish Oracle is a gamified Magic 8 Ball utility for NFT communities, allowing members to claim daily tokens in a fun and controlled way. The platform integrates NFT verification, wallet connectivity, and gamified workflows to ensure a secure and engaging experience.Here’s what we achieved with Irish Oracle:

  • Built a Magic 8 Ball web utility for daily NFT token claims
  • Integrated EtherScan for real-time NFT ownership verification
  • Connected crypto wallets for secure NFT token issuance
  • Implemented a controlled NFT claiming workflow
  • Added a gamified “purgatory” feature to enhance user engagement
Irish image

Technologies We Work With

Our team can guide you from conceptualisation to delivery and beyond. We specialise in how technology can enable growth for your business and deliver better outcomes.

Swift Swift
Kotlin Kotlin
Java Java
Objective C Objective-C
Dart Dart
Flutter Flutter
React Native React Native
Firebase Firebase
Realm Realm
iOS iOS
Android Android

Python Python
R R
TensorFlow TensorFlow
PyTorch PyTorch
Keras Keras
OpenCV OpenCV
Scikit-learn Scikit-learn
OpenAI API OpenAI API
Google AI Platform Google AI Platform
Jupyter Notebook Jupyter Notebook
Google Colab Google Colab
Hugging Face Hugging Face

Framer Framer
Principle Principle
Zeplin Zeplin
Figma Figma
Adobe Photoshop Adobe Photoshop
Adobe Illustrator Adobe Illustrator
Canva Canva
Adobe XD Adobe XD
Sketch Sketch
InVision InVision

Selenium Selenium
Appium Appium
TestNG TestNG
JUnit JUnit
Jira Jira
Bugzilla Bugzilla
Apache JMeter Apache JMeter
Postman Postman
Cucumber Cucumber
SoapUI SoapUI

HTML HTML
CSS CSS
JavaScript JavaScript
React.js React.js
Angular Angular
Vue.js Vue.js
Node.js Node.js
Django Django
Ruby on Rails Ruby on Rails
ASP.NET ASP.NET
Laravel Laravel
Flask Flask
MongoDB MongoDB
MySQL MySQL
PostgreSQL PostgreSQL
Firebase Firestore Firebase Firestore
GraphQL GraphQL
REST REST
WebSocket WebSocket
Express.js Express.js
Nest.js Nest.js
Nuxt.js Nuxt.js

Solidity Solidity
Rust Rust
Go Go
JavaScript JavaScript
Python Python
Truffle Truffle
Hardhat Hardhat
Web3.js Web3.js
Ethers.js Ethers.js
Ethereum Ethereum
Hyperledger Hyperledger
Solana Solana
Binance Smart Chain Binance Smart Chain
Polygon Polygon
MetaMask MetaMask
Ganache Ganache
IPFS IPFS

AWS AWS
Google Cloud Platform (GCP) Google Cloud Platform (GCP)
Docker Docker
Kuberbetes Kubernetes
Jenkins Jenkins
GitHub Actions GitHub Actions
CircleCI CircleCI
Heroku Heroku
Vercel Vercel
Digital Ocean Digital Ocean
Ansible Ansible
Terraform Terraform
Chef Chef
New Relic New Relic

Jira Jira
Trello Trello
Asana Asana
Monday.com Monday.com
Clickup ClickUp
Slack Slack
Microsoft Teams Microsoft Teams
Zoom Zoom
Google Meet Google Meet
Notion Notion
Confluence Confluence
Google Workspace Google Workspace

Build financial solutions that meet global compliance standards

At x-enabler, compliance is built into every line of code, not added later. Every financial solution we deliver is aligned with global security, privacy, and regulatory standards from the start.

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